The cost of a basic medical alert device can interfere with a senior citizen s ability to get its full benefit and buy a necessary unit. Unfortunately, there are no federal laws that require health insurance or Medicare to provide the funds for a medical alert device. However, there are some measures you can take to get lower rates on medical alert systems.
Affordable Medical Alert System
Medicaid and Medicare Advantage Plans. These plans created by the government in cooperation with health insurance companies to assist seniors with the rising costs of long-term hospital stays. Seniors can usually join Medicare part A and Part B and use their services for inpatient care.
They can also apply directly to private, fee-for-service plans created by state Medicare programs best medical alert systems. Many seniors who do not qualify for Medicare part A or B, and have Medicare Advantage Plans will qualify for services from non-network companies that participate in the Medicaid program. These companies must accept Medicare if they do not offer private pay services.
Many seniors do not need to worry about this issue. Medical alert systems from their private doctor or facility will often cover the cost of inpatient medical care for those with chronic medical conditions. If they only use their own physician’s office or family care facility, they may still be eligible for Medicare. A simple, one-time process will help them submit their application and get an informational mail stating that their coverage has changed. In most cases, this will help to keep medical alert systems out of the “red zone” and ensure that seniors in need of alert services can have access to help button technology.
In order to qualify for Medicare benefits, senior citizens must be allowed to use accessible medical alert systems. If they are not allowed to do this, they may benefit from speaking with their private doctor or facility. There may be restrictions regarding inpatient medical alert systems and inpatient monitoring services. Some facilities will only allow inpatient alert systems and some may allow the use of an inpatient monitor program that links them to the Medicare Advantage plan. While Medicare Advantage plans and private medical alert systems can provide some added benefits, they often differ in the amount of coverage provided.
Seniors who are not allowed to use an inpatient monitoring program should consider purchasing affordable medical alert systems instead. Such a program would not entitle them to Medicare benefits and would also not be covered by their regular long-term care insurance plan. This is because such coverage generally only pays out the cost of the benefits during the period of time that they are in the plan. Even if they have long-term care insurance, they may not have adequate coverage for all of their in-home needs. For these reasons, many seniors choose to simply purchase an affordable medical alert system instead.
If you are concerned that you may be eligible for Medigap Medicare benefits and do not already have one, you should speak with your local Medicare representative. He or she can walk you through the process of applying for a free device that alerts medical professionals in the event of an emergency.
There are several different types of free devices available. Some may still work for seniors who are not yet eligible for Medicare benefits, but there are devices that are fully functional and can immediately alert medical professionals when they are needed. If you are a senior and think you may be eligible for one of these devices, visit the website Medicare Supplement Services.